The First National Bank of Hebbronville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 48.7 and a capital leverage ratio of 16.5. A current level of 0.7 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10). Good liquidity 5.2, driven by a liquidity ratio of 49.3 percent and a “hot money” ratio of 34.0 percent.
Asset Mix:
Securities (61%), consumer loans (8%), home mtgs (7%), cash (3%), comm re (2%), comm loans (1%), other (18%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hebbronville Regional Bancshares, Inc.
Investment Rating
--
Address
305 North Smith Avenue
Hebbronville, TX 78361
Hebbronville, TX 78361
Phone Number
(361) 527-3221
Year Founded
1913
FDIC Number
Website
Largest Affiliates
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