Flagstar Bank, N.A.
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.2 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 11.7 and a capital leverage ratio of 8.5. A current level of 7.0 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Good asset quality (5.7).
Asset Mix:
Comm loans (10%), cash (10%), comm re (9%), securities (8%), home mtgs (6%), consumer loans (1%), home eq lns (1%), other (55%)
States with Branches:
AZ, CA, CT, FL, IN, MI, NJ, NV, NY, OH, WI
Corporate Info
New York Community Bancorp, Inc.
102 Duffy Avenue
Hicksville, NY 11801
Hicksville, NY 11801
(516) 683-4100
1859
Largest Affiliates
No affiliate information available.