Flagstar Bank, National Association
Major Rating Factors:
A current level of 26.9 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Weak asset quality (2.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10). Good current capitalization (5.6 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 7.6.
Asset Mix:
Cash (20%), securities (9%), comm loans (9%), comm re (8%), home mtgs (6%), home eq lns (1%), consumer loans (0%), other (47%)
States with Branches:
AZ, CA, CT, FL, IN, MI, NJ, NV, NY, OH, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Flagstar Financial, Inc.
Investment Rating
Address
102 Duffy Avenue
Hicksville, NY 11801
Hicksville, NY 11801
Phone Number
(516) 683-4100
Year Founded
1859
FDIC Number
Website
Largest Affiliates
No affiliate information available.