The Karnes County National Bank of Karnes City
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.5 and a capital leverage ratio of 11.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 15.6 percent of nonperforming loans to core capital combined with 30.7 percent from a year earlier contributes to the Fair asset quality (4.7). Fair liquidity 4.0, driven by a liquidity ratio of 34.9 percent and a “hot money” ratio of 22.3 percent.
Asset Mix:
Securities (41%), comm re (19%), home mtgs (5%), comm loans (4%), cash (4%), consumer loans (1%), other (26%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
301 East Calvert Street
Karnes City, TX 78118
Karnes City, TX 78118
Phone Number
(830) 780-3317
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.