County Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 1.8 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.8 and a capital leverage ratio of 15.4. Operating profits as a percentage of assets at 4.4%, coupled with a return on assets of 3.3 has resulted in Excellent (10.0) profitability.
Asset Mix:
Comm re (31%), securities (12%), consumer loans (10%), cash (9%), home mtgs (8%), comm loans (5%), home eq lns (3%), other (21%)
States with Branches:
DE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CB Financial Corp
Investment Rating
--
Address
19927 Shuttle Road
Rehoboth Beach, DE 19971
Rehoboth Beach, DE 19971
Phone Number
(302) 226-9800
Year Founded
1990
FDIC Number
Website
Largest Affiliates
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