Major Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 15.8 and a capital leverage ratio of 10.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 3.2 percent from a year earlier contributes to the Good asset quality (7.0). Good liquidity 5.5, driven by a liquidity ratio of 66.2 percent and a “hot money” ratio of 9.2 percent.
Asset Mix:
Cash (26%), securities (7%), consumer loans (6%), comm loans (6%), home mtgs (3%), comm re (1%), other (51%)
States with Branches:
MA, NJ, NY, UT
Corporate Info
The Goldman Sachs Group, Inc.
200 West Street
New York, NY 10282
New York, NY 10282
(212) 902-1000
1990
Largest Affiliates
New York, NY
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Bank