Major Rating Factors:
A current level of 7.3 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Fair asset quality (4.5). Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.5 has resulted in Excellent (7.9) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.0 and a capital leverage ratio of 14.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Asset Mix:
Comm re (19%), comm loans (18%), securities (15%), cash (14%), home mtgs (3%), consumer loans (1%), other (30%)
States with Branches:
CA, FL, IL, MI, MO, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Canadian Imperial Bank of Commerce
Investment Rating
--
Address
120 South LaSalle Street
Chicago, IL 60603
Chicago, IL 60603
Phone Number
(312) 564-2000
Year Founded
1991
FDIC Number
Website
Largest Affiliates
Atlanta, GA
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Bank