Tioga-Franklin Savings Bank
Major Rating Factors:
A current level of 74.4 percent of nonperforming loans to core capital combined with 49.4 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 15.6 percent and a “hot money” ratio of 80.2 percent. Very Weak current capitalization (0.6 on a scale of 0 to 10) based on a risk-based capital ratio of 6.6 and a capital leverage ratio of 3.7.
Asset Mix:
Home mtgs (31%), comm re (25%), comm loans (18%), cash (9%), securities (5%), home eq lns (2%), other (10%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
320 East Girard Avenue
Philadelphia, PA 19125
Philadelphia, PA 19125
Phone Number
(215) 423-8012
Year Founded
1873
FDIC Number
Website
Largest Affiliates
No affiliate information available.