Tioga-Franklin Savings Bank
Major Rating Factors:
A current level of 49.4 percent of nonperforming loans to core capital combined with 49.6 percent from a year earlier contributes to the Weak asset quality (1.7).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 21.7 percent and a “hot money” ratio of 76.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Asset Mix:
Home mtgs (38%), comm re (22%), cash (19%), comm loans (6%), home eq lns (5%), securities (0%), other (10%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
320 East Girard Avenue
Philadelphia, PA 19125
Philadelphia, PA 19125
Phone Number
(215) 423-8012
Year Founded
1873
FDIC Number
Website
Largest Affiliates
No affiliate information available.