Major Rating Factors:
A current level of 22.3 percent of nonperforming loans to core capital combined with 22.5 percent from a year earlier contributes to the Weak asset quality (1.9).
Other Rating Factors:
Weak liquidity 2.7, driven by a liquidity ratio of 13.8 percent and a “hot money” ratio of 23.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.1 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), cash (13%), home mtgs (10%), comm loans (10%), securities (8%), consumer loans (3%), home eq lns (2%), other (19%)
States with Branches:
CT, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Patriot National Bancorp, Inc.
Investment Rating
--
Address
900 Bedford Street
Stamford, CT 06901
Stamford, CT 06901
Phone Number
(203) 251-7200
Year Founded
1994
FDIC Number
Website
Largest Affiliates
No affiliate information available.