Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 43.6 percent of nonperforming loans to core capital combined with 23.0 percent from a year earlier contributes to the Weak asset quality (1.4).
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.6 and a capital leverage ratio of 9.5. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Good (5.8) profitability.
Asset Mix:
Home mtgs (20%), comm loans (10%), cash (6%), consumer loans (6%), comm re (5%), securities (1%), other (52%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quanah Financial Corporation
Investment Rating
--
Address
120 West Third Street
Quanah, TX 79252
Quanah, TX 79252
Phone Number
(940) 663-5311
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.