Pacific Coast Bankers' Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 27.9 and a capital leverage ratio of 11.5. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Fair liquidity 3.9, driven by a liquidity ratio of 49.8 percent and a “hot money” ratio of 0.4 percent.
Asset Mix:
Cash (39%), comm re (17%), comm loans (13%), securities (9%), other (22%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pacific Coast Bankers' Bancshares
Investment Rating
--
Address
1676 North California Boulevard
Walnut Creek, CA 94596
Walnut Creek, CA 94596
Phone Number
(415) 399-1900
Year Founded
1997
FDIC Number
Website
Largest Affiliates
No affiliate information available.