First Command Bank
Major Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 2.2 has resulted in Excellent (9.2) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Good asset quality (6.8). Fair liquidity 4.7, driven by a liquidity ratio of 53.3 percent and a “hot money” ratio of 1.3 percent.
Asset Mix:
Securities (34%), consumer loans (27%), cash (15%), comm loans (11%), comm re (8%), other (5%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Command Financial Services, Inc.
Investment Rating
--
Address
One FirstComm Plaza
Fort Worth, TX 76109
Fort Worth, TX 76109
Phone Number
(888) 763-7600
Year Founded
1997
FDIC Number
Website
Largest Affiliates
No affiliate information available.