Edison National Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.6). Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 26.1 and a capital leverage ratio of 8.6.
Other Rating Factors:
Good liquidity 5.0, driven by a liquidity ratio of 56.9 percent and a “hot money” ratio of 3.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Asset Mix:
Cash (44%), home mtgs (17%), securities (17%), comm re (9%), comm loans (3%), home eq lns (2%), consumer loans (2%), other (6%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Edison Bancshares, Inc.
Investment Rating
--
Address
13000 South Cleveland Avenue
Fort Myers, FL 33907
Fort Myers, FL 33907
Phone Number
(239) 466-1800
Year Founded
1997
FDIC Number
Largest Affiliates
No affiliate information available.
