B
Edison National Bank
Rating Date
August 2024
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Major Rating Factors: A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.6). Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 26.1 and a capital leverage ratio of 8.6.
Other Rating Factors: Good liquidity 5.0, driven by a liquidity ratio of 56.9 percent and a “hot money” ratio of 3.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Asset Mix: Cash (44%), home mtgs (17%), securities (17%), comm re (9%), comm loans (3%), home eq lns (2%), consumer loans (2%), other (6%)
States with Branches: FL
Asset Quality
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Corporate Info
Group Affiliation
Edison Bancshares, Inc.
Investment Rating
--
Address
13000 South Cleveland Avenue
Fort Myers, FL 33907
Phone Number
(239) 466-1800
Year Founded
1997
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings