A
The Pitney Bowes Bank Inc.
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.3. Operating profits as a percentage of assets at 7.8%, coupled with a return on assets of 5.9 has resulted in Excellent (9.8) profitability.
Other Rating Factors: A current level of 1.5 percent of nonperforming loans to core capital combined with 2.3 percent from a year earlier contributes to the Excellent asset quality (8.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix: Comm loans (38%), cash (27%), securities (19%), other (16%)
States with Branches: UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Pitney Bowes Inc.
Investment Rating
--
Address
1245 East Brickyard Road
Salt Lake City, UT 84106
Phone Number
(801) 832-4440
Year Founded
1998
FDIC Number
Largest Affiliates
No affiliate information available.