Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Excellent asset quality (7.8). Fair liquidity 3.8, driven by a liquidity ratio of 45.8 percent and a “hot money” ratio of 10.0 percent.
Asset Mix:
Cash (38%), comm loans (30%), comm re (24%), securities (2%), home mtgs (1%), other (5%)
States with Branches:
CT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Associated Community Bancorp, Inc.
Investment Rating
--
Address
605 West Avenue
Norwalk, CT 06850
Norwalk, CT 06850
Phone Number
(203) 256-0072
Year Founded
1998
FDIC Number
Website
Largest Affiliates
No affiliate information available.