B
Bank of America, National Association
Data as of
June 30, 2022
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10). A current level of 3.7 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Good asset quality (6.2).
Other Rating Factors: Excellent liquidity 7.4, driven by a liquidity ratio of 51.3 percent and a “hot money” ratio of 1.2 percent. Good current capitalization (5.6 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 7.6.
Asset Mix: Securities (33%), comm loans (14%), home mtgs (9%), consumer loans (7%), cash (7%), comm re (2%), home eq lns (1%), other (27%)
States with Branches: AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Bank of America Corporation
Investment Rating
Address
100 North Tryon Street
Charlotte, NC 28202
Phone Number
(704) 386-5681
Year Founded
1904
FDIC Number
Largest Affiliates
Weiss Ratings