Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (2.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 198.5 and a capital leverage ratio of 106.6. A current level of 0.1 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Excellent asset quality (9.2).
Asset Mix:
Cash (58%), home mtgs (11%), securities (8%), comm re (5%), consumer loans (3%), comm loans (1%), other (15%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BTG Pactual G7 Holding S.A.
Investment Rating
--
Address
499 Park Avenue
New York, NY 10022
New York, NY 10022
Phone Number
(212) 652-7200
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.