Major Rating Factors:
Excellent current capitalization (7.1 on a scale of 0 to 10) and a capital leverage ratio of 9.2. A current level of 4.6 percent of nonperforming loans to core capital contributes to the Good asset quality (6.7).
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Good (5.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10).
Asset Mix:
Securities (31%), home mtgs (14%), comm re (14%), comm loans (8%), consumer loans (5%), cash (2%), home eq lns (2%), other (24%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Wyoming National Bancorporation, Inc.
Investment Rating
--
Address
1700 North Federal Boulevard
Riverton, WY 82501
Riverton, WY 82501
Phone Number
(307) 857-9000
Year Founded
1999
FDIC Number
Website
Largest Affiliates
No affiliate information available.