Major Rating Factors:
A current level of 6.3 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 23.4. Operating profits as a percentage of assets at 5.6%, coupled with a return on assets of 5.1 has resulted in Excellent (10.0) profitability.
Asset Mix:
Consumer loans (14%), comm loans (4%), other (81%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Deere & Company
Investment Rating
Address
8383 Greenway Boulevard
Middleton, WI 53562
Middleton, WI 53562
Phone Number
(608) 821-2000
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.