Major Rating Factors:
A current level of 20.5 percent of nonperforming loans to core capital combined with 20.9 percent from a year earlier contributes to the Weak asset quality (1.5). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.2 has resulted in Weak (2.0) profitability.
Other Rating Factors:
Weak liquidity 1.4, driven by a liquidity ratio of 22.4 percent and a “hot money” ratio of 37.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Asset Mix:
Comm re (31%), comm loans (23%), securities (14%), cash (7%), home mtgs (5%), home eq lns (1%), consumer loans (1%), other (18%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Crown Bankshares, Inc.
Investment Rating
--
Address
6600 France Avenue, South
Edina, MN 55435
Edina, MN 55435
Phone Number
(952) 285-5800
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.