The City National Bank of Metropolis
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 25.3 and a capital leverage ratio of 13.4. A current level of 6.4 percent of nonperforming loans to core capital combined with 6.8 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.8 has resulted in Fair (3.8) profitability.
Asset Mix:
Securities (40%), home mtgs (27%), comm re (12%), cash (4%), comm loans (4%), consumer loans (3%), home eq lns (2%), other (8%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
City National Bankcorp, Inc.
Investment Rating
--
Address
423 Ferry Street
Metropolis, IL 62960
Metropolis, IL 62960
Phone Number
(618) 524-2161
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.