The First National Bank and Trust Company of Broken Arrow
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 3.5 percent of nonperforming loans to core capital combined with 7.4 percent from a year earlier contributes to the Good asset quality (6.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 21.8 and a capital leverage ratio of 15.1. Operating profits as a percentage of assets at 3.0%, coupled with a return on assets of 2.3 has resulted in Excellent (10.0) profitability.
Asset Mix:
Home mtgs (28%), comm re (26%), cash (17%), comm loans (9%), securities (5%), home eq lns (1%), consumer loans (0%), other (15%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Broken Arrow Corporation
Investment Rating
--
Address
121 South Main Street
Broken Arrow, OK 74012
Broken Arrow, OK 74012
Phone Number
(918) 251-5371
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.