Major Rating Factors:
A current level of 28.9 percent of nonperforming loans to core capital combined with 31.1 percent from a year earlier contributes to the Weak asset quality (1.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.6, driven by a liquidity ratio of 45.3 percent and a “hot money” ratio of 14.1 percent. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability.
Asset Mix:
Securities (17%), comm loans (13%), home mtgs (6%), comm re (4%), cash (4%), consumer loans (2%), other (54%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
AllNations Bancorporation, Inc.
Investment Rating
--
Address
114 East Main
Calumet, OK 73014
Calumet, OK 73014
Phone Number
(405) 893-2240
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.