MidFirst Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.4 on a scale of 0 to 10). Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 19.1 and a capital leverage ratio of 9.0.
Other Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Good asset quality (6.1). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.7) profitability.
Asset Mix:
Home mtgs (52%), comm re (17%), securities (11%), comm loans (6%), cash (1%), home eq lns (1%), consumer loans (0%), other (11%)
States with Branches:
AZ, CA, CO, OK, TX, UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midland Financial Co.
Investment Rating
--
Address
501 NW Grand Boulevard
Oklahoma City, OK 73118
Oklahoma City, OK 73118
Phone Number
(405) 767-7000
Year Founded
1911
FDIC Number
Website
Largest Affiliates
No affiliate information available.