Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 3.3 percent of nonperforming loans to core capital combined with 6.5 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 11.6. Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 2.3 has resulted in Excellent (9.6) profitability.
Asset Mix:
Comm re (43%), comm loans (22%), cash (12%), home mtgs (9%), securities (3%), home eq lns (1%), consumer loans (1%), other (10%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pawnee Holding Company, Inc.
Investment Rating
--
Address
10727 East 51st Street
Tulsa, OK 74146
Tulsa, OK 74146
Phone Number
(918) 664-6100
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.