Major Rating Factors:
A current level of 17.0 percent of nonperforming loans to core capital combined with 6.0 percent from a year earlier contributes to the Fair asset quality (3.0). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.3 has resulted in Good (6.1) profitability.
Other Rating Factors:
Excellent current capitalization (8.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.0 and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Comm loans (21%), home mtgs (17%), comm re (16%), securities (6%), consumer loans (4%), cash (2%), other (34%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Pryor Bancorp, Inc.
Investment Rating
--
Address
310 East Graham
Pryor, OK 74361
Pryor, OK 74361
Phone Number
(918) 825-2121
Year Founded
1900
FDIC Number
Website
Largest Affiliates
Locust Grove, OK
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Bank
Salina, OK
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Bank