Major Rating Factors:
Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 1.9 has resulted in Excellent (9.8) profitability. Excellent current capitalization (9.0 on a scale of 0 to 10) and a capital leverage ratio of 10.3.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). A current level of 5.3 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Home mtgs (26%), cash (18%), comm re (15%), securities (11%), comm loans (5%), consumer loans (1%), other (24%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
McClain County Bancorporation, Inc.
Investment Rating
--
Address
131 West Main Street
Purcell, OK 73080
Purcell, OK 73080
Phone Number
(405) 527-6503
Year Founded
1922
FDIC Number
Website
Largest Affiliates
No affiliate information available.