Major Rating Factors:
A current level of 16.6 percent of nonperforming loans to core capital combined with 27.3 percent from a year earlier contributes to the Weak asset quality (2.6). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Very Weak (0.1) profitability.
Other Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Asset Mix:
Home mtgs (24%), comm re (13%), cash (8%), comm loans (5%), consumer loans (4%), securities (4%), other (43%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tama County Abstract Company
Investment Rating
--
Address
100 East High Street
Toledo, IA 52342
Toledo, IA 52342
Phone Number
(641) 484-2980
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.