Farmers Bank of Northern Missouri
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.2. A current level of 0.8 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.5) profitability.
Asset Mix:
Securities (32%), home mtgs (10%), cash (5%), comm re (5%), comm loans (4%), consumer loans (1%), other (43%)
States with Branches:
IA, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Northern Missouri Bancshares, Inc.
Investment Rating
--
Address
1604 Main Street
Unionville, MO 63565
Unionville, MO 63565
Phone Number
(660) 947-2474
Year Founded
1900
FDIC Number
Website
Largest Affiliates
Fayette, MO
-
Bank
Concordia, MO
-
Bank