American Bank of Baxter Springs
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (8.3 on a scale of 0 to 10) and a capital leverage ratio of 9.9.
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Good (6.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Asset Mix:
Cash (21%), securities (20%), home mtgs (12%), comm re (8%), comm loans (6%), consumer loans (0%), other (33%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
American Bancshares, Inc.
Investment Rating
--
Address
1201 Military Avenue
Baxter Springs, KS 66713
Baxter Springs, KS 66713
Phone Number
(620) 856-2301
Year Founded
1917
FDIC Number
Largest Affiliates
No affiliate information available.