Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Fair (3.2) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.5. A current level of 3.5 percent of nonperforming loans to core capital combined with 8.7 percent from a year earlier contributes to the Good asset quality (6.5).
Asset Mix:
Securities (40%), home mtgs (16%), consumer loans (3%), cash (3%), comm loans (3%), comm re (2%), other (32%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Frankfort Bancshares, Inc.
Investment Rating
--
Address
124 North Kansas Avenue
Frankfort, KS 66427
Frankfort, KS 66427
Phone Number
(785) 292-4433
Year Founded
1921
FDIC Number
Website
Largest Affiliates
No affiliate information available.