Vista National Bank & Trust
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.3. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.5).
Asset Mix:
Comm loans (34%), home mtgs (10%), consumer loans (4%), cash (3%), securities (2%), home eq lns (2%), comm re (1%), other (44%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Vista Holding Company
Investment Rating
--
Address
197 Main Street
Harveyville, KS 66431
Harveyville, KS 66431
Phone Number
(866) 551-2266
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.