First National Bank of Kansas
Major Rating Factors:
A current level of 0.6 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (7.1 on a scale of 0 to 10) based on a risk-based capital ratio of 19.0 and a capital leverage ratio of 9.1.
Other Rating Factors:
Fair liquidity 4.1, driven by a liquidity ratio of 14.4 percent and a “hot money” ratio of 18.4 percent. Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.2) profitability.
Asset Mix:
Securities (44%), home mtgs (14%), cash (9%), comm re (7%), comm loans (4%), consumer loans (2%), other (20%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Meader Insurance Agency, Inc.
Investment Rating
--
Address
600 North Fourth Street
Burlington, KS 66839
Burlington, KS 66839
Phone Number
(620) 364-8472
Year Founded
1902
FDIC Number
Website
Largest Affiliates
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