First Bank Blue Earth
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Very Weak (0.5) profitability.
Other Rating Factors:
Excellent current capitalization (7.0 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A current level of 2.0 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Good asset quality (6.9).
Asset Mix:
Securities (25%), comm re (9%), comm loans (7%), home mtgs (6%), cash (2%), consumer loans (2%), other (49%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FNB Bancshares Inc.
Investment Rating
--
Address
306 South Main Street
Blue Earth, MN 56013
Blue Earth, MN 56013
Phone Number
(507) 526-3241
Year Founded
1869
FDIC Number
Largest Affiliates
No affiliate information available.