The First National Bank of River Falls
Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (9.0). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.3 and a capital leverage ratio of 9.6.
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 32.6 percent and a “hot money” ratio of 9.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Asset Mix:
Securities (40%), comm re (17%), home mtgs (12%), comm loans (6%), cash (2%), home eq lns (2%), consumer loans (1%), other (19%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First National Bancorp of River Falls, Inc.
Investment Rating
--
Address
104 East Locust Street
River Falls, WI 54022
River Falls, WI 54022
Phone Number
(715) 425-2401
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.