Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.9 on a scale of 0 to 10). Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 10.8.
Other Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.8 has resulted in Excellent (9.0) profitability. A current level of 4.9 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Fair asset quality (4.8).
Asset Mix:
Consumer loans (29%), securities (18%), comm re (10%), comm loans (7%), cash (6%), home mtgs (5%), home eq lns (2%), other (23%)
States with Branches:
CO, IA, IL, KS, NE, SD, TX, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lauritzen Corporation
Investment Rating
--
Address
1601 Capitol Avenue
Omaha, NE 68102
Omaha, NE 68102
Phone Number
(402) 602-3021
Year Founded
FDIC Number
Website
Largest Affiliates
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