First National Bank and Trust Company of Weatherford
Major Rating Factors:
A current level of 25.5 percent of nonperforming loans to core capital combined with 35.3 percent from a year earlier contributes to the Weak asset quality (2.0). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Very Weak (1.0) profitability.
Other Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Asset Mix:
Cash (26%), comm re (24%), securities (16%), home mtgs (7%), comm loans (5%), consumer loans (0%), other (22%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Baird Bancshares, Inc.
Investment Rating
--
Address
220 Palo Pinto Street
Weatherford, TX 76086
Weatherford, TX 76086
Phone Number
(817) 598-4900
Year Founded
1880
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.