A
First Security Bank
SearcyAR
Data as of
September 30, 2021
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.2 and a capital leverage ratio of 14.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors: A current level of 1.0 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (9.2). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.7 has resulted in Excellent (8.0) profitability.
Asset Mix: Securities (40%), cash (20%), comm re (15%), comm loans (6%), home mtgs (4%), home eq lns (1%), consumer loans (1%), other (14%)
States with Branches: AR
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
First Security Bancorp
Investment Rating
--
Address
314 North Spring Street
Searcy, AR 72143
Phone Number
(501) 279-3400
Year Founded
1932
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings