Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.7 and a capital leverage ratio of 17.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.3, driven by a liquidity ratio of 16.0 percent and a “hot money” ratio of 5.0 percent. A current level of 18.6 percent of nonperforming loans to core capital combined with 15.7 percent from a year earlier contributes to the Weak asset quality (2.4).
Asset Mix:
Comm loans (27%), cash (12%), comm re (10%), home mtgs (8%), securities (4%), consumer loans (0%), other (39%)
States with Branches:
FL, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
New York Private Bank & Trust Corporation
Investment Rating
--
Address
201 South Biscayne Boulevard
Miami, FL 33131
Miami, FL 33131
Phone Number
(212) 850-4521
Year Founded
1850
FDIC Number
Website
Largest Affiliates
New York, NY
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Bank