Cornerstone Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3). Good current capitalization (6.9 on a scale of 0 to 10) and a capital leverage ratio of 8.9.
Asset Mix:
Comm re (34%), home mtgs (25%), cash (8%), comm loans (4%), securities (4%), home eq lns (2%), consumer loans (0%), other (22%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cornerstone Bancshares, Inc.
Investment Rating
--
Address
9120 West 135th Street
Overland Park, KS 66221
Overland Park, KS 66221
Phone Number
(913) 239-8100
Year Founded
2001
FDIC Number
Website
Largest Affiliates
No affiliate information available.