C
U.S. Century Bank
DoralFL
Rating Date
June 2025
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.2 has resulted in Good (5.3) profitability.
Other Rating Factors: Excellent current capitalization (7.8 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 9.6. A current level of 1.5 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (7.7).
Asset Mix: Comm re (34%), securities (16%), home mtgs (11%), comm loans (10%), consumer loans (8%), cash (4%), other (18%)
States with Branches: FL
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Hot Money
Corporate Info
Group Affiliation
USCB Financial Holdings, Inc.
Investment Rating
--
Address
2301 NW 87th Avenue
Doral, FL 33172
Phone Number
(305) 715-5200
Year Founded
2002
FDIC Number
Largest Affiliates
No affiliate information available.