Major Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a risk-based capital ratio of 16.5 and a capital leverage ratio of 10.4. A current level of 0.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Fair liquidity 3.4, driven by a liquidity ratio of 18.3 percent and a “hot money” ratio of 5.0 percent.
Asset Mix:
Securities (27%), consumer loans (22%), home mtgs (11%), comm loans (10%), comm re (6%), cash (6%), other (17%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Toyota Motor Corporation
Investment Rating
--
Address
2485 Village View Drive
Henderson, NV 89074
Henderson, NV 89074
Phone Number
(702) 477-2100
Year Founded
2004
FDIC Number
Largest Affiliates
No affiliate information available.