C
First Western Trust Bank
DenverCO
Rating Date
June 2025
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Major Rating Factors: Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.0) profitability. A current level of 4.6 percent of nonperforming loans to core capital combined with 15.4 percent from a year earlier contributes to the Good asset quality (6.2).
Other Rating Factors: Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.5 and a capital leverage ratio of 9.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Asset Mix: Home mtgs (30%), comm re (21%), comm loans (9%), cash (9%), home eq lns (3%), consumer loans (3%), securities (2%), other (22%)
States with Branches: AZ, CA, CO, MT, WY
Asset Quality
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Hot Money
Corporate Info
Group Affiliation
First Western Financial, Inc.
Investment Rating
Address
1900 16th Street
Denver, CO 80202
Phone Number
(303) 531-8100
Year Founded
2004
FDIC Number
Website
Largest Affiliates
No affiliate information available.