Major Rating Factors:
A current level of 26.6 percent of nonperforming loans to core capital combined with 17.4 percent from a year earlier contributes to the Weak asset quality (2.8). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (2.7) profitability.
Other Rating Factors:
Excellent current capitalization (8.1 on a scale of 0 to 10) and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (78%), cash (18%), securities (1%), other (4%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quontic Bank Acquisition Corp.
Investment Rating
--
Address
31-05 Broadway
Astoria, NY 11106
Astoria, NY 11106
Phone Number
(800) 908-6600
Year Founded
2005
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.