Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10). A current level of 19.4 percent of nonperforming loans to core capital combined with 22.6 percent from a year earlier contributes to the Weak asset quality (2.1).
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) and a capital leverage ratio of 9.1. Fair liquidity 3.6, driven by a liquidity ratio of 37.9 percent and a “hot money” ratio of 4.9 percent.
Asset Mix:
Comm re (35%), cash (23%), securities (12%), comm loans (8%), home mtgs (5%), consumer loans (5%), other (13%)
States with Branches:
OR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pacific West Bancorp
Investment Rating
--
Address
2040 8th Avenue
West Linn, OR 97068
West Linn, OR 97068
Phone Number
(503) 905-2222
Year Founded
2004
FDIC Number
Website
Largest Affiliates
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