Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (6.1) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.5. A current level of 0.8 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3).
Asset Mix:
Comm re (45%), cash (17%), securities (7%), comm loans (5%), home eq lns (1%), home mtgs (1%), other (24%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
One World Holding, Inc.
Investment Rating
--
Address
2449 Walnut Hill Lane
Dallas, TX 75229
Dallas, TX 75229
Phone Number
(972) 243-7775
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.