Valley Bank of Nevada
Major Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) based on a risk-based capital ratio of 17.3 and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.3 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Good asset quality (5.4). Fair liquidity 4.2, driven by a liquidity ratio of 45.8 percent and a “hot money” ratio of 0.8 percent.
Asset Mix:
Comm re (49%), cash (25%), securities (10%), comm loans (7%), home eq lns (1%), home mtgs (1%), consumer loans (0%), other (8%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
6385 Simmons Street
North Las Vegas, NV 89031
North Las Vegas, NV 89031
Phone Number
(702) 259-2658
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.