SaviBank
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Fair (3.1) profitability. A current level of 9.6 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Fair asset quality (3.0).
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 8.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Comm re (39%), home mtgs (13%), comm loans (11%), cash (9%), consumer loans (7%), securities (4%), home eq lns (3%), other (15%)
States with Branches:
WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Savi Financial Corporation, Inc.
Investment Rating
--
Address
1020 South Burlington Boulevard
Burlington, WA 98233
Burlington, WA 98233
Phone Number
(360) 707-2272
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.