First General Bank
Major Rating Factors:
A current level of 5.5 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 26.3. Operating profits as a percentage of assets at 3.3%, coupled with a return on assets of 2.3 has resulted in Excellent (9.5) profitability.
Asset Mix:
Comm re (50%), cash (16%), comm loans (3%), home mtgs (3%), securities (1%), other (28%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
19036 Colima Road
Rowland Heights, CA 91748
Rowland Heights, CA 91748
Phone Number
(626) 820-1099
Year Founded
FDIC Number
Website
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