A
Esquire Bank, National Association
JerichoNY
Data as of
December 31, 2021
Risk Based
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.9 and a capital leverage ratio of 11.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors: Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.0 has resulted in Excellent (10.0) profitability. A current level of 0.0 percent of nonperforming loans to core capital combined with 1.9 percent from a year earlier contributes to the Excellent asset quality (8.2).
Asset Mix: Comm loans (36%), cash (13%), securities (13%), comm re (4%), home mtgs (4%), consumer loans (1%), other (30%)
States with Branches: FL, NY
Asset Quality
Non-Performing Loans to Capital
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Loan Loss Reserves to Loans
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5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Esquire Financial Holdings, Inc.
Investment Rating
Address
100 Jericho Quadrangle
Jericho, NY 11753
Phone Number
(516) 535-2002
Year Founded
2006
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings