B
Department Stores National Bank
Data as of
March 31, 2022
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 242.2 and a capital leverage ratio of 63.7. A current level of 0.1 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.5).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Good liquidity 5.0, driven by a liquidity ratio of 235.0 percent and a “hot money” ratio of 99.9 percent.
Asset Mix: Cash (90%), consumer loans (5%), other (5%)
States with Branches: SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Citigroup Inc.
Investment Rating
Address
5800 South Corporate Place
Sioux Falls, SD 57108
Phone Number
Year Founded
2005
FDIC Number
Largest Affiliates
B
Sioux Falls, SD - Bank
Weiss Ratings